Insure.com had the hardest task of all. What they did was compare rates for every make, model and trim level of a car from the top 6 insurance carriers- Farmers, Geico, Progressive, Nationwide, State Farm, and my personal favorite, Allstate. Exotic cars were excluded, but more than 850 vehicles were researched. The averages were based on the following: full coverage for a single, 40 year old male, that drives 12 miles to work each day with the policy limits of 100/300/50 ($100,000 for injury liability for one person, $300,000 for all injuries, and $50,000 for property damage in an accident) and a $500 deductible on collision and comprehensive coverage. This driver also has a clean record and good credit and the rate also includes uninsured motorist coverage. This sounds like the driver is from Wyoming and lives in a town that has a higher population of animals than people. If you’re a female that’s over a decade younger than the hypothetical driver, that drives more than 12 miles to work each day, and doesn’t have a clean record- just multiply the average rate by 2. Sorry, but I learned how to drive in New York, my driving record will NEVER be clean.
Oh, and the number one car isn’t from BMW, Mercedes Benz, Jaguar, Rolls Royce, Porsche, Audi, etc.
20. Mercedes-Benz GL550 4Matic AWD. MSRP: $88,600 and $2,438 to insure.
19. Audi R8 V10 Quattro. MSRP: $114,900 and $2,448 to insure.
18. BMW 640ix. MSRP:$78,400 and $2,484 to insure.
17. Mercedes-Benz C63 AMG. MSRP: $62,750 and $2,507 to insure.
16. BMW 650i. MSRP: $86,700 and $2,544 to insure.
15. Mercedes-Benz CLS550 4Matic AWD. MSRP: $74,600 and $2,582 to insure.
14. Porsche Panamera S. MSRP: $93,200 and $2,597 to insure.
13. Audi S8 Quattro. MSRP: $112,500 and $2,598 to insure.
12. Porsche Panamera 4S. MSRP: $98,300 and $2,598 to insure.
11. Mercedes-Benz GL63 AMG. MSRP: $118,160 and $2,609 to insure.
10. Jaguar XK. MSRP: $84,500 and $2,610 to insure.
9. Jaguar XKR Supercharged. MSRP: $132,000 and $2,854 to insure.
8. Audi A8 L 6.3 Quattro. MSRP:$135,900 and $2,869 to insure.
7. Mercedes-Benz G63 AMG. MSRP: $135,700 and $2,887 to insure.
6. Audi R8 5.2 Spyder Quattro. MSRP: $164,710 and $2,917 to insure.
5. Porsche Panamera Turbo S. MSRP: $180,300 and $2,970 to insure.
4. Mercedes-Benz SLS AMG GT. MSRP: $201,500 and $2,986 to insure.
3. Mercedes-Benz CL550 4Matic AWD. MSRP: $116,600 and $3,019 to insure.
2. BMW M6. MSRP: $111,200 and $3,065 to insure.
1. Nissan GT-R Track Edition. MSRP: $115,710 and $3,169 to insure.